Annexure - C
Highlights on the overall activities of the Bank for the year 2006-2007 and 2006-2007
Sl	Particulars	2006-2007	2005-2006
1	Paid up Capital	2,000,000,000	2,000,000,000
2	Total Capital	1,953,298,875	2,588,386,172
3	Capital Surplus / (Deficit)	2,310,032,965	1,862,538,727
4	Total Assets	12,443,127,235	12,707,311,786
5	Total Deposits	655,424,506	654,903,235
6	Total Loans and Advances	8,164,809,013	7,892,436,478
7	Total Contingent Liabilities and Commitments	805,098,952	1,192,774,902
8	Credit Deposit Ratio (%)	1,245.73	1,205.13
9	Percentage of classified loans against total loans and advances	27.54%	33.00%
10	Operating Profit	353,440,529	359,698,495
11	Profit after Tax and Provision	79,037,341	-
12	Amount of Classified Loans	2,248,228,000	2,604,304,536
13	Provisions kept against Classified Loans	1,075,632,131	1,198,476,850
14	Provision Surplus / (Deficit)	61,411,000	-
15	Cost of Fund (%)	4.79%	8.62%
16	Average Interest Earning Assets	5,694,600,000	5,629,200,000
17	Non-interest Earning Assets	6,748,527,235	7,078,111,780
18	Return on Investment (ROI)(%)	8.07	8.41
19	Return on Assets (ROA)(%)	4.01	2.83
20	Incomes from Investments	221,594,759	270,424,996
21	Return on Equity(ROE)(%)	16.72	13.90