| Notes-II | ||||||||||
| 7.09 | Particulars of Provision for Loans & Advanves | Total Outstanding | Rate(%) | Base for Provision | Total Provision | |||||
| Unclassified Loan | 3,962,712,000 | 1 | 3,962,712,000 | 39,627,120 | ||||||
| Special Mention Account | 750,158,000 | 5 | 544,599,000 | 27,229,950 | ||||||
| Sub-Standard | 1,731,000 | 20 | ||||||||
| Doubtful | 50 | |||||||||
| Bad/Loss | 2,246,497,000 | 100 | 1,014,224,000 | 1,014,224,000 | ||||||
| Staff Loan | 1,203,710,513 | 1 | 1,203,710,513 | 12,037,105 | ||||||
| Required Provision For loans and advances | 1,093,118,175 | |||||||||
| Total Provision Maintained | 1,154,529,081 | |||||||||
| Excess Provision at 30,June 2007 | 61,410,906 | |||||||||
| 7.10 | Details of Provision | |||||||||
| Particulars | Provision | |||||||||
| Required | Actual | Excess/Short Fall | ||||||||
| Loans & Advances | 1,093,118,175 | 1,154,529,081 | 61,410,906 | |||||||
| Investment | 220,534,761 | 220,534,761 | - | |||||||
| Others | 26,283,565 | 26,283,565 | - | |||||||
| 1,339,936,501 | 1,401,347,407 | 61,410,906 | ||||||||